Not eligible for federal student aid? There are other ways to pay for higher education.

Students who don’t qualify for federal or state financial aid help still have options when it comes to paying for and attending college. Here are a few ideas to help you get started:

  • Save and Pay As You Go: If you are able to save enough money to pay for one or more classes you can always pay for your course(s) at the time that you register. Working during the summer can be a good way to save money to cover college costs. Cost for courses varies by school so check with your school to find out what your costs would be.
  • Scholarships: There are scholarships for students in many different situations, including asylum seekers and others who are ineligible for federal student aid.
  • Payment Plans: Your school’s billing office may have payment plans available to help you spread the cost of your course(s) over several payments throughout a semester or school year. A payment plan can help you budget the payments rather than paying in one lump sum, possibly making it easier to manage and helping you avoid late payment fees.
  • Employer Education Benefits: Check with your employer to see if they offer any of these benefits.
    • Employer Paid Courses – Some employers may offer to pay for your college coursework at the beginning of the class.  This is most often seen when the course being taken will benefit your employer.
    • Tuition reimbursement – Some employers offer to reimburse or pay back employees for education expenses. Those who choose to participate would still have to pay out of pocket for the courses they take. The employee can then get back some or all of those costs from their employer, usually dependent upon successful completion, which could mean getting a certain grade or higher in the course.  You could then use the reimbursement money to pay for your next course.

Employers with Education Programs

  • Starbucks offers part- and full-time benefits-eligible employees full tuition coverage for every year of college to earn a bachelor’s degree from Arizona State University’s online program. Learn more.
  • Chipotle hourly and salaried employees are eligible for tuition reimbursement- up to $5,250. Learn more.
  • UPS: Part-time UPS employees can participate in the company’s Earn and Learn Program, offering up to $5,250 help per calendar year with a lifetime maximum of $25,000. Learn more.
  • Walmart: Both part-time and full-time Walmart and Sam’s Club employees, as well as eligible family members, may receive a 15% tuition reduction at American Public University. Learn more.
  • Home Depot offers tuition reimbursement to associates after 90 days of service. Learn more.
  • Verizon employees are eligible for up to $8,000 in tuition reimbursement each year. Courses must be related to Verizon’s business. Learn more.
  • Bank of America employees can be reimbursed for up to $5,250 in job-related courses or degree programs each year. Learn more.
  • AT&T offers tuition assistance — employees must meet certain eligibility requirements, and the costs must be approved by the company. Learn more.
  • JetBlue: Employees must apply to enroll in the company’s JetBlue Scholars program. Once accepted, they can take approved online courses. Learn more.
  • Anthem employees are eligible for up to $5,000 a year in reimbursement for tuition and textbooks.
  • Ford provides up to $6,000 per year in tuition and fees for approved courses. Learn more.
  • McDonald’s Archways to Opportunity offers educational programs to employees. Learn more.
  • Pizza Hut: A program through Excelsior College provides college credits for completing company training courses; offers $5,250 in tuition per year for salaried employees and discounts to hourly employees, family members. Learn more.
  • Hannaford offers scholarships and tuition reimbursement programs for employees.
  • Maine Health offers tuition reimbursement to nursing students who want to continue higher education in nursing. Learn more.
  • Target will help pay for job-related courses at an accredited technical school, college or university.

We encourage those who are ineligible for federal financial aid to reach out to Floreka Malual at FAME to discuss these and other options to pay for college.