Welcome to Invest in ME Reads

Invest in ME Reads logo

Children learn to manage money from the adults in their lives, making you an important influence in helping to build lifelong financial skills. Invest in ME Reads is a free family financial wellness program you can use at school or at home. Maine students in grades 1–6 can access free books and resources that make learning about money simple and fun. You’ll also find tools to help you build your own financial confidence along the way.

Games and Activities

Explore simple games that help kids practice money skills and start thinking about future goals.

Financial Skills
Education and Career Exploration

Tips and Tools for Families and Teachers

Find simple, practical resources to help kids build money skills.

Financial Skills

Age 6-9:

  • Every day, you are modeling financial behaviors and teaching financial skills. Make your next visit to the grocery store, bank, or gas station a lesson.
  • Teach your child about money and saving for the future by creating ways for them to earn rewards for chores or other behaviors. A reward chart is a great way to get them started on a path to financial success.
  • Bring your child to the grocery store and ask them to help you compare prices. Be sure to talk with them about store brand vs. name brand and unit pricing.
  • Help your child plan and set aside their allowance or gift money for spending, saving, and giving. A general rule is that 1/3 of the total amount could be set aside for each category.

Age 9-12:

  • Ask your child to set a goal for something they would like to purchase, talk about the steps it would take to get it, check the progress, and monitor whether that goal is still important.
  • Bring your child with you to your local bank or credit union and open a savings account. Consider a “matching plan” for your child’s savings: you put in 25 cents for every dollar your child saves.
  • Let them make financial mistakes while it’s safe. We all learn by doing and so will your child. While it may be tempting to stop them from using their money for frivolous purchases, now is a great time for them to learn about buyer’s remorse. These early lessons may prevent them from making costly mistakes in the future.
Education and Career Exploration

Age 6-8:

  • Show your child that you value education. Getting to know their teacher, attending school events, and making sure they arrive at school on time all demonstrate a commitment to lifelong learning.
  • Talk to your child about your work, or about other jobs in their community or school. Encourage them to think about what they enjoy doing during their free time.

Age 8-9:

  • If you or another family member attended college or training, share that experience with your child, including the college or training program attended.
  • Encourage your child to interview a family member about their chosen career. Talk with them about what they learned.

Age 9-12:

  • If your child has a college savings account, talk with them about it, including what it can be used for and why you save. If your child doesn’t have a college savings account, consider learning more about Maine’s education savings program, including resources for saving at NextGenforME.com.
  • If you are attending college yourself, or know someone who is, visit the campus and talk with your child about college. Help them make a list of nearby colleges.
Resources for Enhanced Learning

Book Recommendations

Stories can spark conversation at home or in the classroom.

A Bike Like Sergio’s (age 6-7)
A Bike Like Sergio's Book Cover

In January each year, all Maine first graders attending public school receive A Bike Like Sergio’s, a story that encourages students to explore decision-making, empathy, and the power of giving.

Use this reading guide to make the most of the lessons from this book.

Those Shoes (age 7-8)
Those Shoes book cover

In January each year, all Maine second graders attending public school receive Those Shoes, a story that includes themes of saving, giving, and delayed gratification.

Use this reading guide to make the most of the lessons from this book.

The Know-Nonsense Guide to Money: An Awesomely Fun Guide to the World of Finance! (age 8-9)
Know Nonsense Guide to Money book cover

In January, all Maine third graders attending public school receive The Know-Nonsense Guide to Money: An Awesomely Fun Guide to the World of Finance! This fun book explains the basics of saving, spending, and money lessons in a way that kids will understand.

Use this reading guide to make the most of the lessons from this book.

Priceless Facts about Money (age 9-10)
Priceless Facts about Money book cover

In January, all Maine fourth graders attending public school receive Priceless Facts about Money, a book that demystifies money and introduces students to wild and weird facts about what makes the world go round.

Use this reading guide to make the most of the lessons from this book.

World’s Coolest Jobs (age 10-11)
World's Coolest Jobs book cover

In January, all Maine fifth graders attending public school receive World’s Coolest Jobs, a book that encourages students to explore future careers.

Use this reading guide to make the most of the lessons from this book.

Financial Wellness for Adults

Discover our extensive free financial wellness resources designed to support you on your journey toward financial freedom.

Financial Wellness for Adults