mpower Loans (Kim Wallace Adaptive Equipment Loan Program)

The Kim Wallace Adaptive Equipment Loan Program provides assistance to individuals and businesses for the purchase, construction or installation of any product or equipment that: allows an individual to become more independent within the community; promotes mobility; or improves independence and quality of life.

Businesses may use loan funds to facilitate compliance with the Americans with Disabilities Act (ADA). For more program information and assistance, visit


Funded by the Kim Wallace Adaptive Equipment Loan Program. Administered by FAME.


Must be a Maine-based business or a Maine resident with a disability.

Loan Amount/Exposure

Up to $100,000.

Interest Rate

Determined by full underwriting guidelines.  Interest rates are subject to change.

Loan Term

Up to 20 years, depending on the useful life of the collateral.


Assets being financed and other collateral, as required.


Individual: None
Business: None

Borrower is responsible for all loan closing costs.

Process and Contact Information

Alpha One provides application package and assistance completing the application:

Alpha One Locations:
South Portland: 207-767-2189 or 1-800-640-7200
Bangor: 207-941-6553 or 1-800-300-6016
Presque Isle: 207-764-6466 or 1-800-974-6466

Submit requests and completed applications directly to FAME.

Application Downloads

The documents above can be viewed using Adobe Acrobat. You may download a free copy of Adobe Acrobat Reader by clicking here.

The applications are in a PDF format, which can be completed on-line and must be printed and sent to FAME.