Each account bears certain on-going portfolio fees, which are charged against the assets of the portfolio to provide for the costs associated with the distribution, servicing and administration of the account. See the Program Description for more complete information.

Annual Account Maintenance Fee is waived for all NextGen accounts established where either the account owner or the account beneficiary is a resident of Maine; or at least $2,500 in contributions were made to the account in a fee year; or the value of the account at the end of a fee year is at least $20,000.

CLIENT DIRECT SERIES
Unless waived a $25 Annual account Maintenance Fee Applies (1)
	Portfolios bear the following Annual Asset-Based Fees (2)					Additional Investor Expenses
	Estimated Underlying Fund Expenses (3)	Management Fee (4)	Portfolio Servicing Fee	Maine Administration Fee	Total Annual Asset-Based Fees (5)	Sales Charges
BlackRock Age-Based Portfolios BlackRock Age-Based 0-7 Years Portfolio	.074%	0.10%	0.10%	0.00%	0.94%	none
BlackRock Age-Based 8-10 Years Portfolio	0.71%	0.10%	0.10%	0.00%	0.91%	none
BlackRock Age-Based 11-13 Years Portfolio	0.70%	0.10%	0.10%	0.00%	0.90%	none
BlackRock Age-Based 14-16 Years Portfolio	0.66%	0.10%	0.10%	0.00%	0.86%	none
BlackRock Age-Based 17-19 Years Portfolio	0.64%	0.10%	0.10%	0.00%	0.84%	none
BlackRock Age-Based 20+ Years Portfolio	0.61%	0.10%	0.10%	0.00%	0.81%	none
BlackRock 100% Equity Portfolio	0.74%	0.10%	0.10%	0.00%	0.94%	none
BlackRock Equity Index Portfolio	0.36%	0.10%	0.10%	0.00%	0.43%	none
OppenheimerFunds Balanced Portfolio	0.76%	0.10%	0.10%	0.00%	0.79%	none
MFS Fixed Income Portfolio	0.59%	0.10%	0.10%	0.00%	0.96%	none
Principal Plus Portfolio	0.00%	0.10%	0.10%	0.00%	0.20%	none
(1) This fee may be waived in certain circumstances. (2) Expressed as an annual percentage of the average daily net assets of each portfolio. (3) For portfolios that invest in more than one underlying fund, the underlying fund fees and expenses are based on a weighted average of each underlying fund's expense ratio that corresponds to the portfolio's target asset allocation. Each portfolio's target asset allocation for portfolio investments is determined as of July 2006, and each portfolio's fees and expenses are based on the most recent fiscal year reported upon in the underlying fund's or funds' prospectus as of January 31, 2007. (4) The Management Fee for any portfolio may be voluntarily reduced at any time on a temporary or permanent basis by the Program Manager. (5) Annual asset based fees are subject to change at any time, and are assessed against assets over the course of the year and do not include sales charges or the Annual Account Maintenance Fee. See "Investment Cost Charts" on page 40 of the Program Description and page 7 of the February 7, 2007 Supplement for approximate cost of investing in the Program's Portfolios over 1-, 3-, 5- and 10-year periods.