Maine Financial Aid
Maine provides a variety of financial aid programs that can help defer or augment the costs of your higher education. Click on the programs below to learn more about each program and the associated eligibility requirements.
| What is the State of Maine Grant Program? |
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The State of Maine Grant program is a need-based program that provides grants to undergraduate students. This program is funded primarily by funding from the State of Maine, but also receives supplemental funding from the NextGen® College Investing Plan.
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Who can apply?
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Any Maine resident who files the FAFSA by May 1 is automatically considered for the grant.
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| What is the eligibility criteria? |
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You must be enrolled at least half-time in an undergraduate program at an eligible institution. Because this is a need-based grant, your EFC must not exceed the maximum EFC. For the 2010-2011 academic year, the maximum EFC is 4000.
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| How do I apply? |
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You must file the FAFSA by May 1 to be considered for the grant. There are no other application forms required.
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| What is the deadline? |
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The FAFSA must be filed by May 1.
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| What is the selection process? |
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The college/university you attend will determine if you are eligible for the grant based upon your enrollment status and EFC.
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| What are the award amounts? |
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The award amounts vary depending upon the type of institution you attend and your enrollment status. The annual amounts range from $500 to $1,250.
Maine Public Institution (enrolled full-time): $1,000
Maine Public Insitution (enrolled part-time): $500
Maine Private Institution (enrolled full-time): $1,250
Maine Private Institution (enrolled part-time): $625
Out of State Public Institution (enrolled full-time): $500
Out of State Public Institution (enrolled part-time): $250
Out of State Private Institution (enrolled full-time): $1,000
Out of State Private Institution (enrolled part-time): $500
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| Is this award renewable? |
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You must file the FAFSA by May 1 each year you plan to attend college. The institution will review your information and determine if you are eligible each year.
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| How are the funds disbursed? |
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Disbursement of funds is made directly to the institution for credit to your student account.
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| Which institutions can I attend? |
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You must attend an eligible college/university in Maine, Connecticut, Massachusetts, New Hampshire, Pennsylvania, Rhode Island, Vermont or the District of Columbia.
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| What is the Educators for Maine Program? |
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The Educators for Maine Program is a competitive, merit-based, forgivable loan program for Maine students pursuing careers in teaching, including speech pathology and child development, who intend to work in Maine after completing their education and who do not currently hold state certification. Recipients who do not work as an educator in Maine at an eligible school or child care facility must repay the loan to FAME.
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| Who Can Apply? |
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Graduating high school seniors and students accepted into undergraduate college programs and who are residents of Maine. Students pursuing initial certification as a teacher, including speech pathology or careers in child development are eligible to apply.
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| What is the Eligibility Criteria? |
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All applicants must be Maine residents. Your most recent cumulative GPA must be at least 3.0 on a 4.0 scale.
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| How do I apply? |
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Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of February. In addition to the application, you must complete the FAFSA.
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| What is the deadline? |
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The FAFSA must be submitted by May 1. The completed FAME application must be postmarked on or before May 15.
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| What is the selection process? |
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New applications are reviewed by a selection committee. Committee members only review applications that meet the minimum eligibility criteria based on:
- Academic performance
- Awards and special honors
- Relevant activities
- Grammar, style and content of a 500-word essay
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| What are the award amounts? |
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The maximum amount you can be awarded is $3,000 annually.
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| Is this award renewable? |
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To receive renewal funding, the FAFSA must be submitted by May 1 and the renewal application must be complete and postmarked on or before May 15. You must continue to be a Maine resident and maintain a minimum cumulative GPA of 2.5 on a 4.0 scale.
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| How are the funds disbursed? |
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Disbursement of loan funds is made directly to the institution for credit to your account.
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| Which institutions can I attend? |
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You must be enrolled in an accredited U.S. college or university.
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| How does the forgiveness option work? |
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One year's worth of your loan will be forgiven for each year of return service in which you are a full-time teacher, speech pathologist or child care provider with appropriate credentials at an eligible Maine school or child care center. Two years' worth of your loan will be forgiven for each year that you are a full-time teacher in an eligible Maine school working in an underserved subject area. Partial loan forgiveness is also available on a pro-rated basis under certain circumstances. Refer to the State of Maine Loans section of our web site for more information.
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| What else should I know? |
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If you do not become an educator at an eligible Maine school or child care center, you must repay the loan to FAME with interest. Currently, the interest rate is equal to the Federal Stafford Loan repayment interest rate plus 1.75%. The interest rate is determined at the time you are selected as an Educators for Maine recipient.
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| What is the Tuition Waiver Program? |
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This program provides free tuition to certain foster children, adopted children/wards under subsidy from the Department of Health and Human Services, and children of firefighters, law enforcement officers or emergency medical services persons killed in the line of duty. The student must be attending a Maine public institution.
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| Who can apply? |
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Graduating high school seniors and students accepted into undergraduate college programs and who are residents of Maine.
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| What is the eligibility criteria? |
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You must be a Maine resident and meet one of the following three conditions:
- Student is a child or spouse of a firefighter, law enforcement officer or emergency medical services person killed in the line of duty.
- Student was a foster child under the custody of the Maine Department of Health and Human Services when graduated from high school or equivalent.
- Student is an adopted person or minor ward of a permanency guardian whose adoptive parent or guardian receives a subsidy from the Maine Department of Health and Human Services.
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| How do I apply? |
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Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of March. In addition to the application, you must complete the FAFSA.
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| What is the deadline? |
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There is no deadline; however funds are limited so you are encouraged to apply early.
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| What is the selection process? |
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FAME selects the students who qualify on a first come, first served basis.
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| What are the award amounts? |
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The award is the amount of tuition at the college/university that you attend.
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Is this award renewable?
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Renewal applications are mailed to current recipients by the end of February. In addition to the application, you must complete the FAFSA.
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| Which institutions participate in this program? |
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All of the University of Maine schools, all of the Maine Community Colleges and Maine Maritime Academy.
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| What else should I know? |
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Waivers for foster/adopted/ward children are limited to 30 annually and are awarded on a first-come, first-served basis.
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| What is the Quality Child Care Education Scholarship? |
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The QCC program is a need-based scholarship for postsecondary early childhood education or child development study for current and future child care professionals.
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| Who can apply? |
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Any Maine resident who has graduated from an approved secondary school or successfully completed a general education development (GED) examination or its equivalent may apply.
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| What is the eligibility criteria? |
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You must be attending a participating institution (see list below) and must be enrolled in an eligible degree program or taking an eligible course of study as a non-degree student. In addition, you must be a Maine resident and file a FAFSA. The Expected Family Contribution (EFC) cannot exceed the annual limit determined by FAME. For the 2010-2011 academic year, the EFC limit is 6600.
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| How do I apply? |
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Matriculated students must apply through a participating institution. Applications for non-degree students are available online.
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| What is the deadline? |
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There is no deadline for the QCC program; however, funding is limited and awarded on a first come, first served basis. Apply early.
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| What is the selection process? |
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For students enrolled in a degree program at a participating institution, the college/university you are attending selects the students who qualify for the scholarship. For non-degree students applying through FAME, FAME selects the students who qualify on a first come, first served basis, based on the availability of funds.
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| What are the award amounts? |
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Eligible students are awarded $500 per course; not to exceed the tuition costs certified by the institution. In addition, eligible students are awarded a maximum of two courses per semester and no more than $2,000 per year.
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Is this award renewable?
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Students must qualify each year. Non-degree students MUST reapply through FAME to qualify.
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| Which institutions participate in this program? |
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Andover College
Beal College
Central Maine Community College
CDA York
Eastern Maine Community College
Kennebec Valley Community College
Northern Maine Community College
Southern Maine Community College
University of Maine
University of Maine at Augusta
University of Maine at Farmington
University of Southern Maine
Washington County Community College
York County Community College
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| What else should I know? |
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Because funds are limited, be certain to apply early.
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| What is the Robert C. Byrd Honors Scholarship? |
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The Byrd Scholarship is a merit-based, highly competitive scholarship that is funded by federal dollars.
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| Who can apply? |
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Graduating high school seniors who are residents of Maine.
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| What is the eligibility criteria? |
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You must demonstrate academic rigor and community service during your high school career.
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| How do I apply? |
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Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of March. In addition to the application, you must complete the FAFSA.
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| What is the deadline? |
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The FASFA must be submitted by May 1. The complete FAME application must be postmarked on or before May 1.
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| What is the selection process? |
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New applications are reviewed by a selection committee. Committee members only review applications that meet the minimum eligibility criteria based on:
- Academic performance
- Awards and special honors
- Community involvement
- Grammar, style and content of a 200-word essay
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| What are the award amounts? |
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The award is $1,500 per year.
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| How are the funds disbursed? |
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Payment is made directly to the college/university you attend for credit to your student account.
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Is this award renewable?
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To receive renewal funding, the FAFSA must be submitted by May 1 and the renewal application must be complete and postmarked on or before May 1. You must continue to be a Maine resident and maintain a minimum cumulative GPA of 3.0 on a 4.0 scale.
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| Which institutions can I attend? |
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You must attend an eligible U.S. institution.
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| What else should I know? |
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The number of scholarships awarded each year is dependent upon federal funding. Generally, between 16 and 18 new scholarships are granted each year.
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| What is the Brunswick Naval Air Station Scholarship? |
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The BNAS scholarship is a program for primary, regular and year-round employees of the Brunswick Naval Air Station who have lost their jobs because of the base closure.
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| Who can apply? |
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Anyone who worked on the base and has lost their job due to the base closing.
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| What is the eligibility criteria? |
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You are not required to be enrolled in a degree program; however, you must attend a Title IV eligible institution and you must not be in default on any student loan.
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| How do I apply? |
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Applications are available from the Maine Department of Labor. Contact Christine Greenleaf at 207-623-7986 or via e-mail at christine.l.greenleaf@maine.gov.
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| What is the deadline? |
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There is no deadline for the BNAS scholarship; however, funding is limited and awarded on a first come, first served basis.
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| What is the selection process? |
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You must meet the criteria as outlined above. The Maine Department of Labor determines who may receive the scholarship funding.
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| What are the award amounts? |
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Eligible students are awarded up to $1,000.
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| How are the funds disbursed? |
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Payment is made directly to the college/university you attend for credit to your student account.
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Is this award renewable?
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No, the maximum amount of award funds you may receive is $1,000.
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| Which institutions can I attend? |
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You must attend an eligible U.S. institution.
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| What else should I know? |
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FAME administers the scholarship funds on the behalf of the Maine Department of Labor. FAME does not determine a student's eligibility.
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| What is the Doctors for Maine's Future Scholarship? |
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This program is a tuition subsidy for eligible students who enroll in a qualifying Maine-based medical school program.
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| Who can apply? |
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Any Maine resident who will enroll in a participating institution. Applicants must be commencing their medical education on or after July 1, 2009.
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| What is the eligibility criteria? |
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Criteria is established by each participating medical school and will include, at a minimum, the following:
- The student is or will be enrolled in a qualifying Maine-based medical school program;
- The student has a substantial connection to the State of Maine as evidenced by factors such as prior education in Maine and parent/legal guardianship residence in Maine;
- The student has at least one year of residence in Maine for purposes other than education.
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| How do I apply? |
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You must contact the medical school directly. The institution will provide you with the information necessary to apply for the scholarship.
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| What is the deadline? |
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Each medical school determines the deadline at their institution.
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| What is the selection process? |
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Priority is given to a student who meets at least two of the following:
- The student has received a high school diploma, or its equivalent, in Maine.
- The student has received a baccalaureate degree from a four year college or university in Maine.
- The legal residence of the student's parent or legal guardian is in Maine.
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| What are the award amounts? |
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You may be awarded up to 50% of the institution's cost of attendance or $25,000 annually, whichever is less.
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Is this award renewable?
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Yes. Contact the institution you are attending to learn about the renewal application requirements.
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| How are the funds disbursed? |
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Funds are disbursed twice per year as established by the medical school, typically in the fall and spring semesters.
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| Which institutions participate in this program? |
- Maine Medical Center/Tufts University School of Medicine Medical School Program (MMC-TUSM)
- University of New England College of Osteopathic Medicine
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| What else should I know? |
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The number of scholarships offered by each institution varies and is limited by available funds.
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| What is the Maine Dental Education Loan? |
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The Maine Dental Education Loan is a forgivable loan program for Maine residents pursuing postgraduate dental education. To receive loan forgiveness, dentists must practice general dentistry in underserved areas of the State and accept all patients regardless of ability to pay for services.
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| Who Can Apply? |
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Any Maine resident who is pursuing a career as a dentist and intends to practice primary dental care in an underserved area in Maine.
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| What is the Eligibility Criteria? |
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You must be a Maine resident, for purposes other than education, for a minimum of two years prior to matriculation into dental school. You must be admitted to a program of dentistry at an accredited institution of dental education.
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| How do I apply? |
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Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of February. In addition to the application, you must complete the FAFSA.
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| What is the deadline? |
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The FAFSA must be submitted by May 30. The completed FAME application must be postmarked on or before May 30.
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| What is the selection process? |
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Applications are reviewed by a selection committee. If you are selected as a finalist, you may be requested to participate in an interview.
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| What are the award amounts? |
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You may receive up to $20,000 per year. The maximum aggregate amount is $80,000.
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| Is this award renewable? |
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To receive renewal funding, the FAFSA must be submitted by May 30 and the renewal application must be complete and postmarked on or before May 30.
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| How are the funds disbursed? |
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Disbursement of loan funds is made directly to the institution for credit to your account.
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| Which institutions can I attend? |
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You may attend any U.S. accredited institution of medical education.
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| How does the forgiveness option work? |
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One year's worth of your loan will be forgiveness for each year of return service in which you are practicing at an eligible public or private dental care facility in an underserved population area in Maine. You must complete an application process to be considered for loan repayment. Refer to the State of Maine Loans section of our web site for more information.
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| What else should I know? |
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This loan program is highly competitive. The number of loans awarded each year is dependent upon available funding.
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| What is the Maine Dental Loan Repayment Program? |
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This program provides loan repayment assistance for dentists practicing general dentistry in underserved areas of the State of Maine.
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| Who Can Apply? |
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Any dentist licensed to practice in Maine who is employed in or intends to establish a qualified practice, has qualifying outstanding dental education loans and is not under an agreement for loan repayment from a program funded by the National Health Service Corps. The dentist does not have to be a Maine resident but must be licensed to practice in Maine.
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| What is the Eligibility Criteria? |
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You must:
- Agree to serve all patients regardless of ability to pay for services, accept MaineCare patients and provide a sliding fee-scale for payment of services;
- Be eligible for licensure to practice dental medicine in Maine;
- Have qualifying outstanding dental education loans.
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| How do I apply? |
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Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of February.
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| What is the deadline? |
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Priority consideration is given to completed applications received by FAME with a postmark on or before May 30.
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| What is the selection process? |
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Applications are reviewed by a selection committee. If you are selected as a finalist, you may be requested to participate in an interview.
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| What are the award amounts? |
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You may receive up to $20,000 per year. The maximum aggregate amount is $80,000.
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| Is this award renewable? |
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To receive renewal funding, the renewal application must be complete and postmarked on or before May 30. The signed contract term is for two years with an option to renew for an additional two years.
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| How are the funds disbursed? |
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Funds are disbursed directly to the lender for payment toward your outstanding principal balance.
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| What else should I know? |
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This loan program is highly competitive. The number of loan repayments awarded each year is dependent upon available funding.
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| What is the Maine Health Professions Loan Program? |
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This is a need-based forgivable loan program for Maine residents pursuing postgraduate medical, dental and veterinary education. Forgiveness is granted for practitioners who provide return service in Maine as a primary care physician or as a physician in a designated underserved specialty; general dentist in underserved area of the State; and large animal veterinarian.
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| Who Can Apply? |
| Any Maine resident who has been admitted to a program of allopathic, osteopathic, veterinary medicine or dentistry at an institution of medical education that has been accredited by the appropriate accreditation agency. Also for 2010-2011 any existing Access to Medical Education students may apply if they have not previously received a Maine Health Professions Loan. |
| What is the Eligibility Criteria? |
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You must:
- Be a resident of the State of Maine, for purposes other than education, for a minimum of one year prior to matriculation into medical school.
- Be admitted to a program of allopathic, osteopathic, veterinary medicine or dentistry at an institution of medical education that has been accredited by the appropriate accreditation agency.
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| How do I apply? |
| Applications are available online by February 1 of each year. Renewal applications are mailed to current recipients by the end of February. You must also submit the FAFSA by May 30. |
| What is the deadline? |
| The completed FAME application must be postmarked on or before May 30. The FAFSA must be submitted by May 30. |
| What is the selection process? |
| Applications will be reviewed by a selection committee. You may be requested to participate in an interview process. |
| What are the award amounts? |
| You may receive up to $10,000. If you were a Maine Access Seat participant, you may be eligible to receive up to $25,000. |
| Is this award renewable? |
| To receive renewal funding, the FAFSA must be submitted by May 30 and the renewal application must be complete and postmarked on or before May 30. |
| How are the funds disbursed? |
| Disbursement of loan funds is made directly to the institution for credit to your student account. |
| Which institutions can I attend? |
| You may attend any U.S. accredited institution of medical education. |