Loan Repayment

Student Loan Repayment

Managing your student loan repayment is an important part of establishing good credit and achieving your future financial goals.

  • Locate Your Loans
    • Use the National Student Loan Data System to locate your federal student loans. You can also request a free annual credit report, as your federal loan history and any alternative/private loan history will be listed in your credit report. In fact, your credit report is one of the best resources for locating your alternative/private loan information.
  • The Federal Student Aid website is the best source of information for repayment plans for federal student loans.
    • Standard
    • Graduated
    • Extended
    • Pay As You Earn
    • Income Contingent
    • Income-Based Repayment
    • Income-Sensitive Repayment
  • Estimate Your Monthly Student Loan Payment
    • Use the Federal Repayment Estimator to estimate your monthly student loan payment under each of the seven repayment options listed above.