Loan Repayment

Student Loan Repayment

Managing your student loan repayment is an important part of establishing good credit and achieving your future financial goals.

Locate Your Loans

  • Use the National Student Loan Data System to locate your federal student loans. You can also request a free annual credit report, as your federal loan history and any alternative/private loan history will be listed in your credit report. In fact, your credit report is one of the best resources for locating your alternative/private loan information.

The Federal Student Aid website is the best source of information for repayment plans for federal student loans.

  • Standard
  • Graduated
  • Extended
  • Pay As You Earn
  • Income Contingent
  • Income-Based Repayment
  • Income-Sensitive Repayment

Estimate Your Monthly Student Loan Payment

  • Use the Federal Repayment Estimator to estimate your monthly student loan payment under each of the seven repayment options listed above.

Explore Assistance with Paying Your Student Loans