We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications, correspondence, communications, and other forms

• Information about your transactions with respect to your account.

We do not disclose any nonpublic personal information about you or our other current or former customers to anyone, except as permitted by law. 
We never rent or sell your name or personal financial information.  (We do share such information with our contractors and agents such as Merrill Lynch and any Maine Distribution Agent for your Account, and as needed to administer your account transactions in conformance with law.)

We restrict access to nonpublic personal information about you to our employees who need to know the information, and to contractors, and agents in order to provide service to you. 
We maintain physical, electronic and procedural safeguards in compliance with federal regulations to safeguard your nonpublic personal information.